EEN GRATIS TELEFOON KOST GELD

Koop op afbetaling

Stel je woont in Nederland en hebt enkele telefoonabonnementen nodig. Je gaat naar een belwinkel en sluit twee overeenkomsten (telefoonabonnementen) met een telecomaanbieder. Je moet maandelijks abonnementskosten betalen (ongeveer € 55 per maand), plus eventuele extra verbruikskosten. Voor de eerste twaalf maanden van het abonnement krijg je een korting van 50%. Bij het aangaan van elk van de abonnementen ontvang je gratis een mobiele telefoon met een verkoopwaarde van ongeveer € 475. Van het eerste abonnement is een schriftelijk contract opgemaakt, van het tweede niet.

Je laat de facturen van de telecomaanbieder wat betreft beide abonnementen gedeeltelijk …
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13
Jun 2014
CATEGORY

Legal

COMMENTS No Comments

STATUTORY FRAMEWORK FOR PROSPECTUS LIABILITY (II)

The Netherlands, Curaçao, St. Maarten and the BES-islands compared

The Netherlands

In the Netherlands there is a two-track law concerning prospectus liability as professor L. Timmerman calls it. There are two sets of rules supplementing the general doctrine of the wrongful act (Section 6:162 of the Dutch Civil Code (‘BW-NL‘):

  • the rules with regard to misleading and comparative advertising (Sections 6:194 – 6:196 BW-NL) and
  • the rules with regard to unfair commercial practices (wet oneerlijke handelspraktijken) (Sections 6:193a – 6:193j BW-NL)
  • 1. Misleading and comparative advertising (B2B)

    Section 6:194 subsection 1 BW-NL:

    “A person who with regard to goods or …
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    30
    Mar 2014
    CATEGORY

    Finance

    COMMENTS No Comments

    STATUTORY FRAMEWORK FOR PROSPECTUS LIABILITY (I)

    The Netherlands, Curaçao, St. Maarten and the BES-islands compared

    That a prospectus must be approved (in the Netherlands and the BES Islands by the Authority for the Financial Markets, and in Curaçao and Sint Maarten by the Joint Central Bank of these countries) does not guarantee that the prospectus is not misleading. Therefore approval by the regulator does not entail a guarantee. The approval can be considered as an administrative approval contributing to better quality and more uniformity of the prospectuses.

    A prospectus is an offer or an invitation to make an offer directed to the general public or to …
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    26
    Mar 2014
    CATEGORY

    Finance

    COMMENTS No Comments

    PROSPECTUS LIABILITY AND PRIVATE INTERNATIONAL LAW

    The Netherlands, Curaçao, St. Maarten and the BES-islands

    The Netherlands

    Since 11 January 2009 Rome II* has been applicable in the Netherlands with regard to the applicable law on non-contractual obligations. Rome II is not applicable in Curaçao, St. Maarten, Aruba and the BES Islands. This observation obviously does not exclude a certain reflex effect.

    Rome II applies to events causing loss occurring after 11 January 2009 (Section 31 Rome II). Non-contractual obligations, insofar as they are relevant here, involve obligations arising from (legal) obligations to pay compensation pursuant to a wrongful act (tort).

    In my opinion prospectus …
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    20
    Mar 2014
    CATEGORY

    Finance

    COMMENTS No Comments

    PROSPECTUS LIABILITY IN THE NETHERLANDS

    World Online is the landmark case

    Undoubtedly the most important ruling with regard to prospectus liability is the ruling of the Dutch Supreme Court (Hoge Raad) in the case of World Online (WOL) of 27 November 2009 (JOR 2010, 43 with annotation by Karel Frielink).

    World Online was a European Internet Service Provider and its Initial Public Offering (IPO) in 2000 proved a disaster. According to the Dutch newspaper NRC Handelsblad of 22 July 2000: “World Online had all the ingredients to become a conflagration with prices going through the roof, as they say in stock exchange folklore.”

    After the …
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    18
    Mar 2014
    CATEGORY

    Finance

    COMMENTS No Comments

    LITIGATION IN THE DUTCH CARIBBEAN

    If you need a troubleshooter in your corner

    The civil court system in the Dutch Caribbean (Aruba, Bonaire, Curaçao, St. Maarten, St. Eustatius and Saba) consists of three tiers; first instance cases are brought before the Court of First Instance. Appeal cases are brought before the Joint Court of Appeal. When all normal appeal procedures have been exhausted, cassation cases can be brought before the Court of Cassation or Supreme Court (Hoge Raad) in The Hague in the Netherlands.

    All adversarial proceedings in the Dutch Caribbean shall be initiated by means of a petition to the Court of First Instance. …
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    19
    Feb 2014
    CATEGORY

    Legal

    COMMENTS No Comments

    GOVERNMENT-OWNED COMPANIES

    Opposing views on political influence

    Few people would argue that the rules issued by the state (government) must also be correctly and strictly observed by that same state. It cannot be well conceived that, for example, the police and Public Prosecutor’s Office (as instruments of the state) should be allowed to violate the law with impunity.

    Though there may be very different opinions about the nature and the role of the state (particularly from a philosophical and jurisprudential viewpoint), here we address the question of how we should consider government-owned companies, and in particular, what level of influence the government …
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    17
    Feb 2014
    CATEGORY

    Corporate

    COMMENTS No Comments

    THE INCORPORATION OF A CURACAO LIMITED LIABILITY COMPANY

    Incorporating an NV or BV is not a hassle

    The act on corporate law (Book 2 Curaçao Civil Code) governs the NV (‘public limited liability company’) and BV (‘private limited liability company’). These companies can be used for group finance or holding activities, (international) joint-ventures, funds, structured finance, as a Curaçao Trust and for “plain-vanilla” (local) activities.

    A notarial deed is required for the formation of an NV or BV and for any amendment to articles of association (a.k.a. articles of incorporation). Formation can however, be very quick (within one or two days if necessary) and does not require many …
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    14
    Feb 2014
    CATEGORY

    Corporate

    COMMENTS No Comments

    IMPACT OF THE LIABILITY TO THE DIRECTOR OF THE DIRECTOR (I)

    Liability of the 2nd degree director

    Under Section 2:17 subsection 1 of the Curaçao Civil Code, the liability of a legal entity as a director of another legal entity (the direct or 1st degree director) also rests jointly and severally on each person who at the time this liability arose for the legal entity was its director (the indirect or 2nd degree director). It applies to this indirect director as it applies to the direct director that he will not be liable if he can prove that he cannot be blamed for the improper performance of duties, also considering his …
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    04
    Sep 2013
    CATEGORY

    Corporate

    COMMENTS No Comments

    ORDER OF THE COMMON APPEAL COURT OF CURACAO CONCERNING THE RIGHT TO INSTITUTE AN INQUIRY

    The Appeal Court has taken several fundamental decisions

    On 5 March 2013 the Common Court of Justice of Aruba, Curacao, Sint Maarten and of Bonaire, Sint Eustatius and Saba (case: Ghis 55769 – HAR 28/12) issued an order in connection with inquiry proceedings. This order contains three major considerations.

    The right of legal entities (including public limited companies [NV] and private companies with limited liability [BV]) to institute an inquiry was introduced in Curacao on 1 January 2012. Almost immediately after this introduction an application for instituting inquiry proceedings was submitted to the Appeal Court. The facts …
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    07
    Mar 2013
    CATEGORY

    Corporate

    COMMENTS No Comments

    BESCHIKKING INZAKE ENQUETERECHT GEMEENSCHAPPELIJK HOF CURACAO

    Het Hof neemt enkele principiële beslissingen

    Op 5 maart 2013 heeft het Gemeenschappelijk Hof van Justitie van Aruba, Curaçao, Sint Maarten en van Bonaire, Sint Eustatius en Saba (zaak: Ghis 55769 – HAR 28/12) een beschikking in het kader van een enquêteprocedure gegeven. Drie belangrijke overwegingen worden hier genoemd.

    Het enquêterecht voor rechtspersonen (waaronder naamloze en besloten vennootschappen) is in Curaçao op 1 januari 2012 ingevoerd. Vrijwel direct na de invoering is een enquêteverzoek bij het Hof ingediend. De feiten die aan dat verzoek ten grondslag zijn gelegd hebben betrekking op de jaren voorafgaande aan de invoering van het enquêterecht. …
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    05
    Mar 2013
    CATEGORY

    Corporate

    COMMENTS No Comments

    LECTURE ON GOOD CORPORATE GOVERNANCE

    Looking back on the future: the further development of corporate governance in Curaçao

    A seminar on Checks and Balances in Corporate Governance on Curacao, was held on Thursday February 21st, 2013. More than 125 interested managing directors, supervisory directors, lawyers, accountants and other participants were in attendance.

    The seminar was organized by the Board of financial supervision (College financieel toezicht – Cft), the Foundation Bureau for Supervision and Standardization Government Entities (Stichting Bureau Toezicht en Normering Overheidsentiteiten – SBTNO) and the Dutch Caribbean Accountants Association (DCAA). I had the honor to speak on the present and future of the Corporate …
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    28
    Feb 2013
    CATEGORY

    Corporate

    COMMENTS No Comments